 One of my favorite parts of the Christmas shopping season comes right after Black Friday. It’s Small Business Saturday!
It’s easy to get caught up in the low price shopping at big box retailers like Walmart and Target. But while these stores offer a lot of choices, they don’t support our local economy like small businesses do! As a small business owner, I feel like it’s important to support other businesses in town. Make a commitment to purchase at least one gift at a local business this holiday season. Together, let’s support our city this year!
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 Have you started your holiday shopping this year? Before long, people will be lining up in stores and placing their orders online. It’s an annual shopping frenzy.
But have you stopped to think about what your family really needs this season? For many of my clients, it’s Life Insurance. Life Insurance is what protects your family if something were to happen to you or your spouse. Think about what you would want for your family in that situation. Would you want your wife to be a stay at home mom? Would you want your kid’s college education to be paid for? Would you want your family to pay off the mortgage and be debt free? Life Insurance is about preparing for the unexpected and making sure your family is taken care of. It’s not a fun thing to think about for a lot of people, but it’s very important. Many people avoid buying life insurance because they think it’s expensive. But that couldn’t be farther from the truth! In fact, life insurance is extremely affordable, especially for a young healthy family. So before you stand in line buying coffee pots and crock pots this Christmas, stop and think about what is truly important. Purchase life insurance and insure that your children will be taken care of for years to come. Call me today for a no-obligation life insurance quote.  Thanksgiving has almost arrived. This is the time of year when we sit back and reflect on all the things that we are thankful for. What immediately comes to mind?
For most of us it’s things like our family, our home, and our good health. And guess what they have in common? All of these things are what insurance protects! That’s why it is so important to me that my clients have excellent insurance coverage. It’s not just about having an ID card in your car so you don’t get a ticket or fulfilling your mortgage company’s minimum loan requirements. Insurance is there to make sure that if the worst happens, you can recover from it. It might not be easy, but we’re here to ease the financial burden after your house burns down or a loved one passes away. All of those TV commercials that just tell you to find the cheapest rate are completely wrong! Of course no one wants to pay more then they have to, but it’s not the most important part of the equation. Rather than looking for a cheap bare bones policy, take the time to interview and meet with local agents. See who is looking for the best coverage and truly meeting your needs while keeping the rate affordable. Ask about how they handle claims and if they do annual policy reviews. This Thanksgiving, our agency is extremely thankful for all of our wonderful clients. If you need a local agent to look out for your most prized possessions, give us a call today for a free no-obligation quote.  Every month, we share easy tasks you can do to keep you home in tip-top shape all year long. So here are a few tasks you can take on in November!
Maintain Large Appliances - Appliances are a big long-term investment! That’s why it’s important to take good care of them all year long. Your refrigerator is a great place to start. Accumulating dust can make your fridge cooling system less efficient. To prevent trouble, regularly pull the fridge away from the wall and clean the condenser coils with a vacuum cleaner. It’s also a good idea to dust and clean the front lower grille. This five minute task can add years of service to your refrigerator! Clean The Oven & Stove Drip Pans - Next move on to your stove. It’s another appliance that needs a good regular cleaning to keep it working well. Many ovens have a self cleaning feature that will do the hard work for you. The only problem? It can take a while to run the cleaning feature and it usually smells pretty bad while it’s running. Save this task for a nice day and open up the windows to keep it well ventilated. Check your stove manual for instructions and take a few minutes to clean the burners too. Have Problem Trees Trimmed - Cold weather has arrived. Have you noticed any large branches hanging over onto your roof? Get them trimmed as soon as possible. A good ice storm can cause branches to break onto your roof leading to more damage and insurance claims. Save on Home Insurance - Homeowners Insurance is an important part of protecting your home and belongings. To make sure you have the best coverage, call us today for a free, no obligation quote. |
