March is the time of year when we talk about severe weather. That can mean hail, tornados, and even floods!
Flood safety is extremely important. That’s why it’s a good idea to review these basic flood safety tips, provided by Ready.gov, with your children every year.
If a flood is likely in your area, you should:
What do you need to do this month to keep your home running smoothly and your family protected? Read below to find out!
Change Batteries In Smoke Detectors - When the time changes, it’s a great idea to change the batteries in all smoke and carbon monoxide detectors. This way you always know that they are working and in good order! The spring time change this year is on Sunday March 8th.
Make A Severe Weather Plan - Designate a safe place in your home in case of bad weather. Stock it with basic emergency supplies and throw in an extra flashlight and batteries too!
Check Your Credit Report - March is Credit Education Month. When was the last time you checked to see that your credit reports were accurate? If it’s been over a year, stop by www.annualcreditreport.com and order a free copy today.
Review Your Insurance Discounts - Are you getting all the discounts you qualify for? Call us to review your policy and see if there are any changes that need to be made.
And as always, give us a call if you have any questions or need assistance with auto, home, business, or life insurance.
Did you know that March is Severe Weather Preparation Month?
While it may still feel like winter outside, it won’t be long until spring arrives. And with it comes spring storms! Is your family prepared?
First things first, make sure you have designated a safe place to go to if the weather gets bad. It could be a basement, closet, or room with no windows or outside walls. Make sure this space is cleared out enough that you could easily get your family inside if needed. (You don’t want to be clearing out the closet if there is a tornado!)
Next, put together a small emergency kit. What would you need if the power was out? Consider putting in flashlights, extra batteries, canned food, and plenty of water. (Don’t forget supplies for your pets too!)
Keep emergency phone numbers in your cell phone contacts, including the phone number for your insurance company! You could even save a note in your phone with your policy numbers too.
While we can’t prevent bad weather, it’s always great to be as prepared as possible. Take care of your family first and know that we’ll be there to protect your belongings.
Discounts are the best way to save on your insurance premium each and every month. But a lot of people are missing out on them! With a little documentation, you could see great savings.
Security Discounts - Does your home have a security system or fire protection system? Some of these devices will help you save big on your home or renters insurance. If you have a certificate of installation (and even if you don’t), let us know and we’ll see if you qualify.
Driver Training & Defensive Driving - Did your child take Driver’s Ed? Did you take a Defensive Driving course? These classes will typically qualify for discounts! Just bring in a copy of your completion certificate and we’ll get it added to your policy.
Teenage Driver With Good Grades - Good grades will help you save! Some of our policies offer a discount for students who maintain a high GPA. Give us a call to see the requirements for your policy.
Payment Discounts - There are many different options when it comes to paying your premiums. Some policies offer discounts for paying in full or a reduced installment fee if you put the payment on auto-draft. We can advise you of all the payment options so you pay as little as possible.
Multi-Policy Discounts - When you have all of your insurance in one place, you save more! If your auto and home insurance is spread out between multiple companies or agencies, let us help you consolidate. You’ll be better protected (with less gaps in coverage) and save money!
The key? Talk to your agent! When we schedule regular annual reviews, we can review your policy discounts and make sure you are receiving the best coverage at the best price. Call today to schedule an appointment.